One day, Carmen Müller realizes that her husband Werner has been unemployed for months and has accumulated debts of 80,000 DM in their bank account. She comes up with a plan to rob her bank. When the branch manager and neighbor Lothar Fuchs, whom Carmen has always envied for his beauty and wealth, recognizes her, she takes him hostage. In their hideout in the Allgäu, the banker falls in love with the housewife, just as Werner and Fuchs' mistress Gabriele grow closer. The quartet form an alliance and defraud the bank together. Having come into money so suddenly, the Müllers don't feel comfortable either and secretly distribute their fortune around the neighborhood.